Set realistic goals:
Decide what you want to achieve academically, professionally and personally, and write down the steps you need to realize your goals. Aim high, but be realistic and don't over-schedule. You'll enjoy a tremendous sense of accomplishment and self-worth as you progress toward your goal.
And the same goes with investing. Be realistic; don't just buy some random coin hoping that it will blowup. Do your research and think on it!
ENjoy,
alexMD