Getting a loan with a crypo is much easier due to no paper work and any moving up and down in a bank or any financial instituion which means their will be so much time you will save.
A loan in bank you will be required to have your security but also still not get loan while just a crypto the only thing required is to confirm your identity and have an account with bitcoin which widely offered to give out the loans.
One good thing about crypto's you can apply the loan online just at your homestead with the comfort-ability you want to have than getting to be pushed around in a bank with no surety you will never get the loan which if you get the loan you might get it after weeks or even months when your emergencies are over.
The best places to apply for a loan online with the most widely used crypto called the Bitcoin is BTCJAM and BITBOND are the best in funding you, both are are peer to peer loans with much surety you will get the loan but indeed yes you will get the loan as long as you have verified your identity which only you require just a photo, you ID (identification document) and a utility bill.
so the crpto's wins the banks with a very high difference