HOW TO IMPROVE YOUR FINANCES

We all want to have a bag of money to have a full life and satisfy our ambitions and desires. People work with that goal of having everything they want so they don't worry and don't have total stress because they are looking for money to eat every day. Everyone wants to improve their income, but they don't know how to multiply it or how to keep it for a long time in their pockets and accounts.

People are constantly looking for money, unaware that there are universal and immutable principles that must be followed to achieve the economic prosperity so longed for.

Mainly, you have to change your way of thinking, appreciate the value of money, take away the paradigms that money is harmful, everything depends on what you do with it. You have to change your relationship with money, accept it as your friend and ally, stop chasing it, make it your partner, because no one wants to be with someone who thinks it might harm you. You have to make him your partner and get him to work for you.

I know that you may be tired of working so much daily and seeing that everything you receive goes away, and you will see in your environment that others prosper and you don't explain why, because they most likely have knowledge of the principles and means to obtain it that you don't know. I can only tell you that there is no secret but unknown financial laws. You should seek to acquire the knowledge, through financial books, of people who have managed to obtain wealth, workshops, seminars.

1.- Part of what you earn must be part of you.

This is the first mistake that everyone who works and earns money makes when they get paid, the first thing they do is pay everyone they owe, but forget to pay the most important person. You should reserve at least 10% of everything you earn, first you must pay yourself, although sometimes it is difficult because what we want is to get rid of debts, however, in order to start prospering we must comply with this principle. Wealth always begins with something small as a seed to grow a great tree of prosperity, as George S. Clason says in his book The Richest Man in Babylon:

"Wealth, like the tree, is born of a seed. The first coin you save will be the seed that will grow the tree of your wealth. The sooner you plant your seed, the sooner the tree will grow. The more faithfully you water and compost your tree, the sooner you will refresh yourself, satisfied, under its shade".

2.-Organize your expenses

This is a very relevant point, because we generally spend more than we earn, so it is essential that we make a budget to organize our expenses, and if it is very difficult for them, first start by writing down everything they spend every day and analyzing at the end of the day that spending was unnecessary, at first we'll think that everyone was necessary, but as we make this a habit we'll learn to discriminate what spending was necessary and what not. An obvious example is when we see something more economical for our own consumption and we think that buying 2 or more will save us the money in the future, because we are wrong, because we end up spending more than what you had budgeted at the time of making the purchases, remember that what you consume will have its beginning and end, and will not generate a profit. Think that if what you spent was invested, it could generate a profit for you. At the time of buying we should ask ourselves this question * "Do I really need it? Is it important that I buy it today?"*, we must not take impulse, we must buy wisely. Always remember to think about investing because that's what will increase our income.

"It's more important to increase your income than cut your expenses. It's more important to increase your spirits than to cut off your dreams." - Robert Kiyosaki.

3.-Mentoring with a mentor who has investment level knowledge and experience

If you don't want to lose what you have saved or invested in, you should consult with people who have the experience and know about the matter. Counseling is essential because here many people will want to take you to bad investments. Seek advice from those who handle money on a daily basis. As I said before, wealth is born from a seed so it is important to know where you will sow it, to see well that it is in fertile soil so that it grows and can give its fruits. The money you save must be invested in a business that can generate more profit and multiply your capital.

4.-Make your money work for you

After you know where to invest your money, you can't eat the profits because you won't be able to triple your capital, you must always keep investing so you can create an army that works for you. Imagine that when the tree of its fruits, you eat them and give them all away, what would happen? You would have to start again and wait for another harvest to reap the fruits, otherwise it would be different if those fruits were sold and invested in new seeds and more trees of wealth would grow, you can imagine how many trees and fruits you can get to have.

You may think that you don't know what to do or maybe you want me to tell you what the magic formula is, because there isn't, follow these principles and you will see that it will be a good start, I can only say that you should look inside yourself what you would like to do and start reviewing your environment in which you can focus, just keep in mind that all human beings were endowed with abilities and talents, therefore we must make use of them, discover yours and put it to work. If you don't believe me, I invite you to read the TALENT PARABOLE according to Matthew 25:14-30 and its reflections on this page:

https://www.biblegateway.com/passage/?search=Matthew+25%3A14-30&version=ESV

The money is not only for those who have the possibility of having it, but despite what you have to do in this life, you have the opportunity to prosper only when you want it, such is the case of MARK CUBAN.