While the majority will continue to go towards powering up my account towards ultimately being an Orca, I have found many uses for my liquid Steem and SBD such as incentivizing users that engage with SBIs or improving curation rewards with OCDB votes. I have also been using rewards to fund my addiction to Steem Monsters and Splinterlands as the game continues to take up a lot of attention. I have even been thinking about becoming active in the Steem Engine platform given the interesting developments and projects gaining traction there! The ecosystem is quickly approaching being its own economy as well which ultimately will create value for its participants.
Given my hesitation to do much with my liquid balances in the short term, I have decided to allocate a portion of my balances to the Savings portion of my Steem Wallet. While I have never completely understood its purpose, it basically secures balances transferred there until the account owner decides to withdraw it. The secure portion is that it takes three days for the liquid balances become free to use. This is a good idea to avoid having large balances available for transfer if any important keys are compromised in any way.
I have often heard of bots always seeking mistakes by users to take information like keys to automatically transfer balances to another account. Some even start powerdowns to liquidate accounts. The only way to combat this would be to change the keys once compromised but given the underlying features of blockchain technology, transactions are immutable and cannot be reversed. Therefore, I think it is a good idea to have a portion of balances in the Savings portion to mitigate this risk.
Given that my liquid balance has been higher than usual, I opted to move a portion over to treat like a emergency fund for the future as we never know when an opportunity will arise around the ecosystem for the next best project. Given how active developers have been, I would not be surprised to see me tempted to use the balances for something in the future. I may even come back just to power up for my Stake. Three days to get the balances available is not too bad for the benefit of getting some piece of mind just in case something happens.
I have wondered how many others have used this in the past and for what reasons. I also wonder how their experience has been. This is another great example of how different the Steem protocol is and how it has great capabilities and flexibility for its community! If you have a story, please let me know!
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