Save already today and tomorrow:
Do not buy bottled water - you have it free in your faucet. Dependent on carbonated water? Make a larger spend at once and buy a carbon black machine and make the water yourself. Then you save money in the long run.
Pay your invoices already today. Subscription fees, interest rates and fees on paper invoices and credit cards deduct large amounts each month. Once you're in the online bank, you can simultaneously sign up for an autogiro or e-invoice to avoid losing regular expenses.
Do you always buy coffee on the way to work? Start boiling your coffee at home and bring it in a mold. If you absolutely need to buy a coffee outside, choose a chain and stick to it. Cafe chains often have loyalty programs that offer discounts on purchases through their app or a free coffee after repeated purchases.
Clear the home and stores and put out things you do not use in buy and sell groups on Facebook, on Blocket or Tradera. You can even put yourself on a flea or let Sellpy sell your clothes if you do not have the time or the desire to do it yourself.
Do not borrow money and if you've done it - make sure your buddy actually pays back the debt.
Bike or walk to work instead of going collectively, at least now during the summer months from May to September. If you have a long way to work and usually drive a car, you can save money by collecting or traveling collectively.
Stop (or at least pull down) snuff, tobacco and alcohol already today. Try a white month together with a friend to peer each other.
Report unnecessary subscriptions that you do not use enough to justify the expense. Are you watching a movie on Netflix this month, but have the most expensive subscription? Do you never listen to audiobooks if you should "do" it? Cancel, pause or downgrade your accounts already today.
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