In modern times, every individual aspires to achieve maximum benefits as a buyer and the most attractive returns as an investor, which has established financial mathematics as one of the most useful and interesting branches of applied mathematics. The current financial and commercial reality requires a growing number of professionals who are capable of advising those with capital to invest as well as those who need to borrow money through cash, goods, or services. This book is dedicated to professionals such as administrators, actuaries, accountants, economists, and businesspeople, and it aims to present the procedures and techniques that allow us to understand how money changes its value and purchasing power over time. The study of financial mathematics essentially focuses on learning how to correctly use the methodology to symbolically move capital and amounts involved in financial or commercial operations through time. This third edition preserves the essential features that were successful in previous versions, such as providing multiple methods for solving examples to verify results and using real-life scenarios to explain mathematical formulas.
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