Strange insurance never paid out for arson, that would be a criminal case. Loss of everything starting again from scratch is tough, not something anyone would wish to live through. Perhaps a good chat with your Mother would help ease some of the ghosts you carry around, most Moms are very understanding!
Now married hope life is a lot better going into the future for you.
RE: About the most devastating event in my life - Ladies of Hive Community Contest #83