Let me tell you one of the funniest things about saving money in Nigeria: sometimes, the best way to save your money is to give it to someone else first. Sounds crazy, right? But think about it. When ₦20,000

First the obligatory pretty pictures 😉 I found a flower in my beds I haven't posted. This is a cosmo. My wife had some old cosmos seeds from a neighbor so she tossed them into some open space in one of