When you learn that life is not as they say.
When you realize that things are better when you do what you say instead of what others tell you, you gain strength.
Retiring is a vague term.
A lot of people want to get rich.
Not a lot of people realize that what they want is the new kind of retirement.
As tim ferriss calls them, the new rich.
My friend has this concept:
Work hard. Save now. Build your future today.
There is no time to waste doing shit you hate!