Joyce Steven has always been a careful woman. She budgeted laborious, trying to avoid unnecessary expenses, and lived modestly. However, She hadn't been sick in years and figured the money she saved would help keep the lights on and food on the table.
Early in the morning, Joyce woke up lately, hurrying to catch the bus, Joyce slipped on a patch of wet leaves. She heard a sickening crack as her arm hit the pavement. Gritting her teeth against the pain, she realized it was broken. A passerby helped her to her feet and called an ambulance. Panic set in as she remembered her lack of insurance.
As the hospital, the doctor confirmed her worst fears: a compound fracture requiring surgery. The initial estimate for treatment was a staggering twenty five dollars. Joyce felt her world crumbling without insurance, this was a financial catastrophe.
The next day, there were a blur of pain and worry. Friends and families were pitched in where they could, and Joyce applied Months later, with her arm healed but her finances in ruin, joyce reflected on the ordeal. Living without insurance had been a gamble, one she had lost. She vowed to never go without coverage again, no matter the cost. The peace of mind it offered was priceless. financial assistance from the hospital. But the bills kept piling up: surgery, mediations, follow-up visits. Her savings vanished, and she forced to take out loans. She couldn't work with her arm in a cast and the debt collector calls became a daily torment.
Desperate, Joyce turned to a local charity that helped individuals in medical crisis. They managed to negotiate a reduction in her bills and set up a payment plan. If was a small relief, but the financial damage was done.
Months later, her arm was healed, but her finances was ruin, Joyce reflected on the ordeal. Living without insurance had been a gamble, one she had lost. She vowed to never go without coverage again, no matter the cost. The peace of mind it offered was priceless.
***Thanks for reading ***
Image by Michael jin
