If I was asking if I would love to be given a million dollars which mode of payment would I prefer to hold it? Is it either in fiat or crypto?
For some reasons, I would prefer crypto, not because I don't like fiat but because I believe it's either to hold millions in crypto than fiat.
Moreover with stable coins like USDT, you can get ready assured that you can get your money save from your country's constant devaluation.
Just like other countries, Nigeria also have problem with sustaining the value of their currency. The currency goes on a downtrend everyday which makes it not save to hold in fiat.
Moreover having such amount in the bank is not an advantage to you either, because the bank constantly makes profit from your wealth while you earn nothing.
In crypto there are higher returns on keeping your money, we have cases like the 20% APR for holding HBD and the 70% plus APR on polygon HBD (pHBD).
Personally I have more assets in crypto than compared to fiat. I literally have nothing in my bank at the moment. Not even up to half a dollar and that's because I don't have any tradition means of earning money asides my life on Hive. I survive through my earnings on Hive, without Hive, life would be frustrating.
On the other hand, I really want to earn a lot in fiat so that I can grow my crypto asset. It's always better not to be dependent on your online asset because it is actually risky as anything can happen. Sincerely the unthinkable can!
It's just like the walking dead movie where the whole world turned around and everybody had to live on the physical asset that have. All online presence went off. I know that's just a movie but we still can't say what the future tells.
Right now, because crypto seems a little of a greater advantage but to have a true financial security, you need to be strong on both sides. Having a strong physical asset that can keep producing more fiat currency and a good crypto portfolio assets.
This is my goal but it's something that would take me years to attain, just still trying to develop a plan to achieve this.
Starstrings01 AKA Giftedhands is a Hive lover, a Nigeria musician (Guitarist) and also a student who studies Mechatronics Engineering in the Federal University of Agriculture, Abeokuta.
His goal on Hive is to be more than a regular blogger but something more; someone with a purpose. That鈥檚 one of the reasons why he founded the newbies initiative 
He battles and struggles with balancing education and being active on the chain but yet his love and passion for Hive keeps him on balance.
All images are mine except indicated otherwise
