I really enjoy using the Fold app. They have a lot of merchants that I already use like Starbucks, Amazon, Uber, Old Navy, Chipotle (yes!) etc so I just end up buying gift cards from these places and use them from my mobile app. Nothing changes just more free sats in my wallet!
Some might argue that I might be missing out on credit card points etc but what I do is, I use a credit card which gives me flat out 1.5 travel points for every dollar spent. That way if, say I spent $50 on an Uber gift card, I get the points that I would normally get if I used to credit card directly plus the 3% or so sats back that they offer.
Right now where things stands today, this is a TOTAL win-win for me. I don't know why it should be any different for you. If you really believe in crypto completely, you can just not use the credit card as a payment method and just use the Lightning Network for payments which will give you even more sats back.
Get 20,000 sats for using my referral link to sign up for Fold! https://use.foldapp.com/r/Xd7ASMLe
Let me know what you think!
