Cool idea.

There is the SPEDN and Flexa network in the states that let's Canadian users register. Soon to be available here they say. They give you credit for you Cybercoins.

There is also cred earn via uphold. You mentioned not enjoying Brave browser, but BAT tokens, Bitcoin and a few other major alts can easily be linked through Uphold and the brave browser, they have debit and credit for canadian dollar transactions.

Crypto.com has some kind of card too I am not familiar with.

I will be following this, thanks for sharing.