People can say that only 3% plus contribution is not much for an economy. But I am strongly saying that this percentage looks small but the amount of contribution is huge. In 2009-10 the contribution was 3.08% but with the passes of time this percentage is increasing. Last year that is 2013-2014 the contribution was 3.85%. Hope in the next year this will reach to 4%.
From the above identification we can assume that one day our economy will be much more efficient. Because we have financial institutions with modern technology which providing services as per required by the people at any time anywhere.
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From @monira71