I NEED ADVICE FROM MY FELLOW STEEMIANS. "HELP!"

My son is 6 years old. Since he was born, I placed $100 every month for him in a government program for his college. By doing that, the GOV added 30% in Subvention, the company I used for the placement added 15% and the interest is about 6% every month. So the total is  $151 monthly for is college. At the end of his secondary school, (in 11 years) when he is ready to go to college, he will get the big total. 

"the catch is", if I take some money out before due time, I will be penalize, I will lose all the benefits I get from the program.

I have been doing all kind of business online for the past 5 years with some success. About 1 month and a half, I heard about Steemit from my mentors @jerrybanfield, @trevonjb and @craig-grant. Since then, I fall in love with the community and I decided to grow my account.

In the last week, Steem price becomes very tempting. I'm thinking. It is probably a good opportunity to buy some Steem. 

Credit Link: https://coinmarketcap.com/

The only way for me to buy it what now is by using my son college money. Where I will lose about $3000 of $9,226.26 already accumulate. Seriously, I never thought I will come to this idea. This money was there only for his school. 

I'm thinking. Did Steemit make me CRAZY? Hmmm...

I'm having some difficulty to take action. Today, I will ask Steemians. What do you think about that? Should I invest my son college money in Steemit or no? 

I need some words of encouragement to help me make the right decision.