I hear you with "many people are not familiar with crypto and many don't wanna take any chance". To be honest I came across steemit over 3 years ago by accident, knew nothing about crypto and this place helped me learn. People still fear new technology perhaps is the problem, it's up to us to take that fear away by showing them what decentralized information can do and how anyone can take control of what's out there rather than everything manipulated from government and corporations.