昨晚女儿吃完晚饭，我感觉她吃得还挺多的，肉饼全吃完之后，还喝了一碗小米粥，后来还吃了4个桃，但是她还觉得自己没吃饱，这比平时还是吃得多多了的。想着应该不会那么饿才对呀，计划早上早点带她去吃早餐的，后来临时改变了主意点了宵夜，因为忘了点福利雪碧和拌面，又给商家打电话，最后商家同意了送，不过希望我给好评，哈哈～
最近听了好几本理财书的视频讲解，无一例外的都提到了长期主义的概念，依稀记得财务管理里提到的货币的时间价值，长期是个时间概念，字面来讲就是相对长的一段时间，具体多长时间，这个应该没有谁可以预测得到。但是如果刚刚把钱存到银行，就希望有一百万的利息，那肯定不太现实，除非本金够多，银行利率够高了。所以我在想如果要坚持长期主义这个概念，最重要的还是需要有耐心，这点我以前帖子里提到过，我以前就是特别没有耐心，做事情很毛躁，总是希望短期内能够把事情做到尽善尽美，搞得自己很疲累。
昨晚还在想，感觉有一只无形的手在引导我，我觉得前几年学习打卡的经历对我影响很大，那个时候买了许多不同周期的课程，有的需要打卡21天，有的需要打卡30天，还有的需要打卡60天，180天，365天的都有，每天投入零碎的时间，却需要最长坚持一年，想想这是多么磨人的一件事情。通常我们制定一个学习计划，第一天学了好几个小时，第二天就会有些懈怠，第三天可能完全把这件事情给忘了，或者开始“拖延症晚期患者”状态，最后这个学习计划就不了了之了，很难做到长期主义，有时候连短期一个月都坚持不下来。
我很佩服那些可以每天几个小时专注做一件事情的人，至少我觉得普通人很难做到。所谓的一万小时定律应该也是这样，如果能够把一件事情坚持做一万个小时，那大概率这个人就是这个行业的专家了。比如每天都花几个小时看书看视频学习这件事，一天两天可能看不出什么不一样，但是长期来看，可能就能够看出“腹有诗书气自华”了。这么来看，长期主义不管是对于理财而言还是对于学习而言都是行之有效的一种方式，比如一些政策来说也是行得通的，我们国家也是因为长期坚持一种国策，所以才能够稳步向前的。
当然理财书里还提到了存钱只是小孩级别的理财方式，这里我就要哭了，因为我还是最近几年才有了存钱的意识的呢！以前单身的时候觉得一人吃饱，全家不饿，后来养孩子了，花销较大，根本没钱存，再后来生活渐渐好起来，自然而然的开始“存钱”。既然只是小孩级别，就更应该不断地精进理财的方法和手段，这样财富才能够有更大的进步呢！虽然外部会有一些压力，但是还是要稳住自己的心态，不要自乱阵脚，从长期来看，坚持自己的节奏是非常有必要的。朋友跟我说：将军赶路，不追小兔。明确目标，就心无旁骛的去执行。
有时候也会和新用户说长期主义这个概念，想想自己刚刚入圈的时候（又开始忆苦思甜了，其实我也不是很老呀），每天帖子被点几分都觉得这个真的比发朋友圈强呢，就这样的心态，写了好几年，积累了一些币，现在起点更高的新人们，也可以适当降降预期，提高自己图片的质量和文字的可读性。我还记得来蜂巢写了一段时间，第一次看到O哥的留言，那个帖子被点了80多刀，O哥鼓励我继续加油，所以能够说如果自己好好写会没有人发现吗？有大把的眼睛都在盯着，所以请你们好好发光发热，终有一天，会大放异彩，加油呀！
English translation by AI for someone who is interested in my post but from other countries:
Recently, I've listened to several video summaries of personal finance books, and without exception, they all mention the concept of long-termism. I vaguely recall from financial management the idea of the time value of money — "long term" is essentially a concept of time, meaning a relatively extended period. But exactly how long is "long"? No one can predict that with certainty. Still, if you deposit some money in the bank and immediately expect to earn a million in interest, that’s clearly unrealistic—unless your principal is massive or the interest rate is exceptionally high.
So, I’ve been thinking: if we really want to embrace the idea of long-termism, patience is absolutely essential. I’ve mentioned this in earlier posts — I used to be very impatient and impulsive, always wanting things to be perfect in the short term, which left me feeling constantly drained and exhausted.
Just last night, I was reflecting and felt as if an invisible hand had been guiding me. Looking back, my experience with "study punch-in challenges" over the past few years had a huge impact on me. At that time, I bought various online courses with different durations — 21 days, 30 days, 60 days, 180 days, even 365 days. Each required a small daily time investment, but the longest ones demanded commitment for an entire year. Think about how exhausting that can be.
Typically, when we set a study plan, we might go all in on day one, spending hours studying. By day two, we start slacking, and by day three, we’ve probably forgotten the whole plan — or entered full-on “procrastination mode.” In the end, many plans just fade away. Sticking to long-termism is hard. Sometimes we can’t even stick to short-term goals for a single month.
I genuinely admire people who can focus on one thing for several hours a day. For ordinary people like me, that’s extremely difficult. The so-called 10,000-hour rule is built on this very principle — if you can stick with one thing for 10,000 hours, you’ll most likely become an expert in that field. For instance, if you dedicate a few hours daily to reading books or watching educational videos, the impact might not be noticeable in a day or two, but over time, you’ll begin to embody that classic phrase: “A bellyful of books, a face full of grace.”
So, whether in finance or learning, long-termism proves to be a highly effective approach. Even in the realm of public policy, this holds true — our country has made steady progress by adhering to long-term strategies over time.
Of course, those finance books also mention that just saving money is considered a "child-level" financial strategy. That made me want to cry a little, because I only started developing the habit of saving money in recent years! When I was single, I lived by the motto “if I’m fed, the whole family’s fed.” Later, when I had kids, expenses skyrocketed, and saving was out of the question. Only when life started improving did I naturally begin saving. Now that I know saving is just the beginning, it’s clear I need to continue improving my financial knowledge and strategies — that’s the only way to truly grow wealth.
Even though there’s external pressure, it’s important to stay calm and not panic. In the long run, sticking to your own pace is necessary. A friend once told me: “A general doesn’t chase rabbits on the way to war.” In other words, once your goal is clear, stay focused and execute without distraction.
I sometimes share this idea of long-termism with new users too. I think back to when I first joined this space (yes, I’m getting nostalgic — though I’m not that old yet!). Back then, even just a few likes on my posts felt more rewarding than posting on my personal social media. With that mindset, I kept writing for years and accumulated some tokens along the way. Now that new users have a higher starting point, I’d suggest lowering short-term expectations and focusing on improving image quality and writing readability.
I still remember the first time I got a comment from O-ge after I had been posting on Hive for a while. That post earned over $80, and O-ge encouraged me to keep going. So, can we really say that good work goes unnoticed? Absolutely not. There are plenty of eyes watching. So shine bright, give it your all, and one day — you will shine brilliantly.
Keep going! 🌟