Published via Ecency

Namaskar / Hello to all hive users, who will reach this post. I hope you are doing great and having fun in your life and enjoying it with your loved ones.

last month I did get a call from the bank to apply for a credit card, I was on the list. I have seen how useful credit cards can be when there are online sales sometimes there are 15 % flat off on many items. I was not sure about that, but one of my office friends did guide me, and I was convinced by him. a few days ago I did get my credit card they did step up all the things online. It took me only 10 to 15 minutes to open my card online.

I was not aware of how things who I was just following the instruction that was been told to me by the application that I am using. I was not sure how much limit I will get but I think I do all my bills and other things on that that's why I did get a limit of 54,000 INR which is around 652.43 USD. It is good for me, I don't do online shopping that much but my office friends do a lot of shopping. So, I can use my card to pay the bills they will pay me (but not all will do that ).

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There are a few things I would like to share if you don't own a credit card:

Do read all the institutions and options that are shown while activating your card.
Turn off international transactions (you can turn it on if you want to)
Turn off wireless transitions.
Save the ID and password.
Look for applications that give you good cash back if you will pay bills. (I would like to recommend you use the CRED application )

I did get a good profit when I used the CRED application )
You will get good cashback if you pay via this third-party application. I am sure there are many applications like this but I did find this one easy and good thus far I will share If will find others like this.

So, I do think owning a credit is a good deal for sure, you will surely get a lot of benefits from that, just keep it safe and secure don't overuse it, and try to pay the bills on the time else it can be a problem for sure. I am sure if I will pay bills on time and shop a decent amount by the cards in a year then sure I will get good benefits. what do you think?

Thanks a lot for staying till the end 😃🙏, let me know what you think.

Never forget one thing you should be grateful for because what you have someone has a dream of that. So learn to be grateful. Be Thankful. 🙏😀

Thanks a lot for being here, let me know what you think.

If you are new to the splinterlands game then feel free to join my referral 😁
My splinterlands referral
few posts from my past that might be helpful for you.

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How To convert HIVE to Real Money (USD/INR) Part -1
How To convert HIVE to Real Money (USD/INR) Part -2