Imagine a world in 2031 through 2036, where you get to pay a suya vendor or a supermart for your groceries and beverages with your wallet app and not with a bank transfer or in cash. Where as an employee, your salary and bonuses are credited in stablecoin, straight into your wallet and you can always purchase your land, houses, cars, jewelries and outfits in crypto. So sweet right?
Financial life in a decade to come will be so amazing and so flexible especially for people who work internationally from their respective countries and have issues with getting paid.
The day I tried setting up a PayPal account was when I know the gap in between me as a Nigerian and other citizens from european countries but with the involvement of crypto, I bet it that less people will be worried about that anymore and even those who obviously had limited access with their PayPal withdrawal.
Also, with the involvement of AI, I know that in 5 to 10 years time, the reason for investors been scammed severally by the purpose of AI trading on their behalf will actually come to reality and investors get to relax while AI does the tasks and wallet keeps growing.
It is not a doubt that currently, crypto is still struggling to have a stand especially with the government regulations in my country, to give unrestricted access in trading in crypto and the adoption of e-naira is even not feasible yet as it keeps struggling in the crypto market currently but obviously, in a decade time, there will be no ban or restricted access on it as the government would have fully adopted it and people can feel save with it.
The challenges might be glaring on how quickly or slow this may show forth as so many educated people are still unaware and ignorant of what an e-wallet is let alone investing in coins or transacting with it in the nearest future. How then do we talk about the illiterate ones who barely use the Internet let alone embracing blockchain.
So the main problem of this happening may be based on "adoption". It took years before people would agree to use bank apps but would rather use the local ways of going into the bank and stay on the queue but with everything set in the right space and pace, at least 80% will embrace it.
In conclusion, I see people making payments for their shoppings, medical bills, workmanship and kind of payment through their crypto wallets in 2036. It will be a world where web3 is no longer been seen through a tiny hole but publicly seen in an open space.
What's your 2036 prediction? Do you see yourself paying and buying your basic things daily in crypto or just for investment? I'll be peeping through the comment box.
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Thanks for reading through 🤗
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