Jay Abraham was asked this question and his response was to become a middleman.
If you can connect the disconnected and make a commission you can, real estate agents essentially broker their way up to a million dollars with little to zero capital.
Here's a good post on the subject.
https://kopywritingkourse.com/how-would-you-make-a-million-dollars-in-one-month/
RE: Success is not what you have, but who you are.