Hello friends who love photography, how are you today and hopefully we are all still in good health and can participate in activities smoothly. Sunday 29 September 2024, on this happy occasion I want to

Happy weekend, my dear hivers! I recently went to Skintech Face and Beauty Center at Ayala malls, Cebu, to try my first ever facial as a way of relaxation and self care. The past few months have been

This year, as always, my daughter's birthday coincides with our vacation. We knew she couldn't be with her school friends, but we decided to make this day special, just the two of us. Este año, cómo siempre,

In finance, the concepts of APR (Annual Percentage Rate) and IRR (Internal Rate of Return) are crucial for understanding investment returns, but they apply in slightly different contexts and provide different