When I first heard Dave Ramsey on the radio, I thought he was nuts. I didn't think he understood real estate investing very well because he spoke so much about being out of debt...however, the more I

#DaveRamseybudgeting101 #DaveRamseybudgetingEnvelopes #DaveRamseyCashEnvelopeSystemWallet #DaveRamseyBabySteps #DaveRamseyFinancialPeaceUniversity #DaveRamseyCreditCards #DaveRamseyStudentLoanDebtForgiveness

Since January 2018, i have stopped using my credit card totally. The only time i use my credit card is to pay my sister's tuition fee because its a big sum and i feel incredibly unsafe to be bringing that

Apparently Dave Ramsey is a financial guru, I find that hilarious. I just read a book review on his book called Total Money Makeover and the topics he represents is financially illiterate, if anything.

"You must gain control of your money, or the lack of it will forever control you." - Dave Ramsey A nugget of wisdom from a man who knows a little something about money...