I absolutely respect your freedom to choose how to navigate the current environment, and my personal bias does not preclude anyone to following anything I share or say.
Like you correctly said, making informed decisions for yourself is probably the best anyone should expect and with that, we can expect as a society for people to come to different conclusions about whether to take the vaccine. Totally fine.
I will say, though, in a public health crisis, waiting something like 10 years + for all the clinical trials and approvals to go through would likely be too long - then again, that's still assuming that the long term benefits outweigh the (yet to be determined) side effects.
RE: PCR is diagnostic, rapid is screening.