First things first I would allow a whole month minimum to process the gain and say no to any project or people regardless. This is to ensure the money will best serve my interests and my projects and limit outside influence, new opportunities will always show up.
My primary objective with money is to grow it for the future and reclaim my time in order to allow me to complete my other goals in life that would require a different schedule then standard working hours.
And an increase of my net worth by $1M will speed up that process. I would be looking to invest a third of it toward cashflow generating assets. I would spend time and money building my business and looking to start a side company for IT training, probably including(creating) crypto related courses. A bit of that money would also go to passive assets like EFT and stocks into companies with an international customer base in order to be future proof and not depend on local economics.
Ultimately I will be location independent and I need assets that don't require a physical presence to be run, so anything online or hiring agents to do the job for real estate.
5% of it to buy physical gold and silver
5% to buy Bitcoin (if under $100k / BTC)
Total $100,000
20% EFT and stocks (looking for high dividend funds but still liquid assets to be liquidate if I see a better opportunity)
15% towards the Hive economy, probably 10% of it going to hive/leo power as speculation into the future), at current prices that would be ($100,000 / 3 =) 333k HIVE power.
Total $350,000
We have a small family building to renovate so I would consider working with family members to create better cashflow for the property (by spiting it in smaller units)
5% ($50,000) towards renovation in exchange for shares of future renting profits
Total $50,000
1% ($10,000) towards a nice vacation somewhere
2% ($20,000) max towards a new car
Total $30,000
8% or $80,000 towards buying a small yacht and gears to prep a 3 years long sailing around the world tour. I recently got my boat licence and I still have a lot to learn before doing that. I would also need to have my business setup in order to work some of the time from anywhere.
Total $80,000
As I said before
33% $330,000 toward building an online business for extra cashflow doing something I enjoy.
Total $330,000
Grand Total is $940,000
I would spend the last -60k on charities and keeping a bit of cash around.
Disclaimer: This is my opinion and my plan and definitely not financial advice
Second disclaimer: I took over an hour to write the text myself and I used AI to generate the image for the asset allocation section. My prompt was "Can you create me an image for asset allocation for a post I am doing for a challenge on inleo.io". I like to slowly incorporate AI into what I do and learn more about how to use it.
Third disclaimer: After doing the second disclaimer I decided to create a new AI generate image for the thumbnail so my first image about $1M is also AI generated and I like it.
PS: #feedback could we get the word count on the post creation interface ? #leoteam (or someone comment where it is if I didn't see it)
I accepted this February challenge by 
