How do banks screw us?

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What is a central bank? Is it privately owned, partly so, or a government agency? Who are the member banks? Who are the Rothschilds and Warburgs? How is money created or printed? What is fractional reserve lending? Why don't more people understand how this works?
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This video is worth every second. Mike goes over the scam of the Federal Reserve better than anyone.

How do banks screw us? | Ecency