I frequently hear people say, "In the past, my monthly salary covered my needs better than it does now." Many people repeat this sentiment—or variations of it—conveying the same basic idea: everything is becoming more expensive while income effectively shrinks. Even when wages are raised, the increase often fails to keep pace with inflation.
In short, inflation is driven by increased money printing within a country—a rate usually determined by central banks. Industrialized nations typically target an annual inflation rate of 2.5%. However, during political crises, economic turmoil, or geopolitical shifts, inflation can spiral out of control, reaching high levels. This erodes the currency's purchasing power, creating a problem that primarily affects consumers. I am not at all convinced that inflation is necessary for economic growth; I simply cannot accept that premise. In reality, massive projects are often financed through inflation—specifically by printing large amounts of currency and injecting it into the market, which drives up the prices of goods and services.
Why do all countries follow the same model: a central bank, a currency, a specific money supply, and an inflation target?
Why aren't national currencies backed by gold, metals, or tangible assets with intrinsic value—assets that cannot simply be printed at will?
Why are we always compelled to use the national currency?
Banking policies are complex and opaque. People work hard and productivity rises, yet on the other side of the equation, we face mounting inflation and an unstoppable accumulation of debt. I do not know how long this situation will last, but the debt levels of industrialized nations have become massive—historically unprecedented—all while worker productivity rises and humanity transitions into the era of machines and artificial intelligence.
The global financial system is destroying itself; jump off this ship before it is too late.
Do not simply save cash.
Invest your money in diverse, tangible assets such as gold, silver, real estate, etc.
Paper currency printed by central banks will not help you during a crisis because, quite simply, it is the problem, not the solution.
