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This topic came at the right time, as we begin the year, 
Knowing what to spend on and what not to.
Expenses are a part of the human life, people send everyday whether actively or passively. Some expenses are quite important while other are not.
The role of budgeting cannot be overemphasized when it comes to curtailing expenses or checking out excesses in spending.
The sharing formular depends on the individual but whatever it is, budgeting curtails excesses.
The manner a person spends is a product of their financial habit, some people are frugal while some are spend trift, whichever is your financial habit, putting a budget to your expenses is quite important for a healthy financial life.
Regardless of what is said above, there are reoccurring expenses that I can do without but still do they include:
Snacking: this is one habit of spending that keeps reoccurring for me, especially in the afternoons when I am engrossed with work, I snack on biscuits, pastries and nuts. Taking these snacks, help me stay full and active in executing my day's activity without having to eat a proper meal but on the other hand, its an expense that can be avoided if I can properly plan to cook and come along with food for lunch time. .
Retail buying: I used to think bulk buying incur more expenses than retail buying because I will need to buy at once hence, the cost might be huge, but over time I have come to realise that retail buying incurs more expenses, when you buy in bulk, prices can be negotiated and as such reduced considering the fact that you are doing a bulk purchase. Also, bulk buying saves you the time of always going to purchase within a short period of time.
Data Subscription: this is another way of constantly incurring expenses, subscribing data for a month will eventually not last up to 2 weeks, and there is a need to be involved in the online space, hence the need to keep subscribing even when it has gone beyond the budget for the particular period of time.
Having to purchase data subscription is quite important but getting over the board with the constant need to purchase it is an expense that I can do without.
Changing hairstyles: having to change hairstyles every now and then is not budget friendly and is an expense that I can do without, though it is important to keep the hair clean and neat but looking for budget friendly ways can help in reducing unnecessary expenses. I can get 3 wig caps that can serve me over a period of time, what I will have to do it , braid my hair neatly, and exchange my caps as often as possible..
I wouldn't need to pay for hair do every 2 weeks.
Looking good they say is good business, hence I need to look good but also on a friendly budget.
