Honestly I pay so little attention I don't know if curation rewards on comments changed [edit: but my understanding is curation rewards didn't decline while author rewards did (on comments), making curation relatively higher after the fork]. I was just really disappointed that engagement was less encouraged. It's really why I'm here. I spend a lot more time conversatin' than I do posting. I get a lot more criticism from it, which makes me learn.

"Anything that pays that high implies it is super risky."

Well, crypto is risky. However, the purpose of the interest rate is to compensate folks with substantial stake for buying Hive. If curation is really paying ~12% it doesn't need to be that high to replace curation (I think that's why HBD savings pays 15% now). However, it needs to be enough to provide a fair return despite inflation sucking the life out of the dollar, because everybody measures their ROI in dollars, it being the reserve currency. At the rate the value of dollars is declining vs silver and gold, I'm not sure 25% is enough... Silver is up >150% last year. 25% ain't shit.