Financial discipline is very stringent majority of people can't stand it and it one of the biggest secret of very successful people ,they only spend when it necessary ,all their mind is after is ways to multiply the one they have so they invest in assets instead of accommolate liabilities as 98% of the people of the world do.
That is why there is still a very big cap between the rich and the poor.
The difference between this two is not necessarily the available of money but mindset.
Wealth is mindset
