Hmm, the way the universal work is not known to any of us. But like you said many of what happens to us are directly or indirectly caused by our action or inaction. Although there are situations where natural disasters take place without prior notice but apart from that we are mostly the agent in our own case. While I was in the hospital with my daughter, There was a lady and guy who brought their own daughter too. I said that because I never think they are legally married since it was obvious they are still in school, higher institutions. At first they commence the treatment for the kid but the doctor never knew that the baby was a sickle cell. So most of the medicine prescribed were to harsh until one doctor stated that they should do the genotypes. The problem is probably from the parents. The mother knew she was AS while the father also claim he was AA. The result of it is what they were battling with. It came out that the father was really AS. I really felt bad because they are still young and should probably know the implications of their action, but we human don’t always learn.