The Hive price is so low that I don't see any point in switching from Hive to HBD. Even if HBD were offered at 30% interest, the switch wouldn't happen at this time. If Hive continues to decline further and fails to rise above $1 as it has in the past, the HBD price will likely fall below $1 during the bear season. Despite all efforts to take precautions, confidence in HBD will also diminish along with Hive.