One of the things that we haven't been keeping track of with our house renovations, is the overall cost of what we have put into them. We have a rough guesstimate - but I am pretty sure we are lowballing the actual number we have spent, which isn't low at all. However, while this isn't great from an investment perspective as we have no real idea what we have spent, we haven't got a budget to do all of the renovations, we just have all the renovations to do.
And there are a lot.
We are definitely in a personal housing bubble!
However, we also don't plan on moving from here anytime soon and, we got it at a pre-Corona price, which means that it has gained a little in hype value in that time. This also means that we were able to get the loan on the lower interest rates and lock them in for a period of time, with just under 9 years left on the collar.
This gives some peace of mind in terms of our mortgage, but I am hoping that we will never have to even get to that point, because hopefully, crypto summer will arrive between now and then and we will be able to pay it all of in one fell swoop and retire at the same time.
Dreams!
But it was interesting today when we were looking at dishwashers, as we have already settled on a Miele, but we still haven't decided on what model. However, the sales person at one of the appliance shops was really keen on telling us about how good Miele are and had a spiel about them being German made and a family company, as well as banging the inside and mentioning it is a steel construction - so we can "hand it down" it will last so long.
Finns aren't very good sales people, but I do appreciate those who try.
However, he is kind of right, because Miele products do tend to last well, which is why we went for them, because both of us have parents who have owned Miele stuff of different sorts and, they are still soldiering along. My in-laws have Miele washer and a dryer and it was funny that they are the same ones that my mother bought, when I was about 12.
But, they don't make them like they used to...
So I just hope we will get a decade out of what we have bought without any major troubles.
Touch wood.
But, speaking of handing down bubbles, the real "goal" of crypto investing for me has always been to improve the prospects for my daughter in life and it was only because of her that I got into crypto at all, without knowing I was getting in.
I started writing on the Hive predecessor (which is now dead for all intents and purposes) because I hear it was possible to earn something and due to my desperation with the associated medical costs after Smallsteps was born, I dived into it, hoping to scramble a few dollars together each week to supplement my job.
It didn't pan out that way.
While I never earned enough to help at the time, what I learned enabled me to push out my timeline from the hope of reduced cost of baby formula to looking at when Smallsteps is an adult and beyond. In the last five years, I have completely changed the way I look at my finances and for the first time in my life, actually have investments of some kind.
Of course, with all the FOMO and FUD, the outcome is far from guaranteed, but who knows, perhaps that instead of a life of having to work until I die, I will be able to work at what I want to instead, picking and choosing based on what interests me more than what pays me. While my job isn't bad now and I quite enjoy it, I also don't think it is something that I would choose to do if I didn't need the money.
In fact, I don't know what I would choose to do in that case.
It is a funny thing, because while most people don't like their job and wish they had work they loved, ask them what they would do if they could do anything and, most don't actually know. They tend to start to say something, but then hesitate with indecision, because once they start to think about it, they don't know what they would love to run to, after so many years of just focusing on what they would love to run from.
And I hope that before Smallsteps gets too old, she will have parents who love what they do. It is a funny thing though, because take out the pressure of the "having to earn" and suddenly, most jobs don't actually sound that bad, even for the money they pay. It is just the forced "slavery" feel of employment that most people probably don't like about it and when they are financially secure, flipping burgers might be quite an enjoyable position.
With the markets up (not going to last I assume), I think many crypto people are feeling a little more buoyant, as even though they might know it is heading down again, it does allay some of the fears of "what if they are right" in terms of total crypto death. Though, most seasoned crypto people no longer entertain those total loss scenarios, because they have done it so many times that there is no longer value in it, so they just ride the waves of bubbles into the future until it gets to where they want it to be.
Which in itself is a funny thing, as just like most people not knowing what their dream job would really be, most crypto people don't know where they want to get in terms of value. While this might sound like a greed has no bounds situation, I think it is more that crypto people are so enthusiastic about the future of the crypto industry, that it is impossible to really predict the levels - especially in fiat -
because who gives a shit about that?
Oh, and these photos were taken today in the spur of the moment and are all cropped. I am really quite surprised at how clear some of them are and how much detail can actually be seen. I might try this again some time with a flash and a bit more time - but still, not too bad!
Taraz
[ Gen1: Hive ]