Hello hive Ghana, it's been quite protracted, I guess I was already too busy from many things I had on my table for execution.
Nevertheless I'm very happy to be back here.
The rate of financial literacy in our society is low but is still better than years ago when very few people knew things about investment. Talking about finances it is important that the knowledge about money and assets should be taught in schools in all grades.
I remember when I was younger anything pertaining to finances especially money was a threat in the sense that our parents said it was wrong to allow us have it keep our money, I understand that they did that trying to save us from a certain approach to money, but would have been better if I was enlightened and told what I needed to know about money and finance.
Basic things like how to know our wants and needs, having a proper knowledge about our needs and wants helps discipline how we spend the money even if it's ours. Now that I've realized that my needs can be settled but my wants can never be settled sticking to the plan is a real deal breaker, it takes a high level of discipline to achieve that even as an adult.
Another thing my parents didn't really pay attention to was teaching me how to save. Instead of doing this my mom specifically will get the money from me with a promise to save it for me but believe me I can't remember getting back that money she always gets from me.
If you don't teach your child the importance of savings it will be a problem for that child when he/she has grown.
So just to avoid my money from getting in the hands of my parents I ended up miss managing everything on things I can't be accountable for.
By observation I can say that children don't know how to wait until they finally get what they want, it is in the place of the parents to teach the child how to wait, I really appreciate my mum for in this aspect, learning how to wait for things to practically work out instead of instant gratification in the real sense means sowing and reaping in return, I must say this is simplest form of understanding what investment is in a tender age.
Therefore I'm so much in support of financial education and literacy to the young ones. Money needs to be studied even as adults. We need financial experts and advisers. That's why we see people have managers just to help them in their financial journey and goals, talkless of the young ones.
Schools should make provisions to teach their students basic financial structures, and parents help them practicalize these things.
Thanks for stopping by
I'm 
