I'm back here with a couple of questions...

1. you buy Hive with your credit card and have 4,24 USD on fees for a 100 USD buy (can I assume the cost is about 4%? or is it 4,24 USD when buying for a 1000 USD?)
   Q: Isn't it a lot cheaper when you put your fiat in a platform like Binance, buy USDT or BUSD and use these to buy your Hive? I cannot imagine that the cost would be 4 USD for 100 USD worth in Hive?....
2. *Say, I can set to sell Hive at 20% profit, i.e. when Hive hits $0.3858 x 120%, i.e. $0.4629, sell all. That way I would have turned my USD 100 into USD 120. *
   Q: don't you forget to calculate the 7,13% loss. Meaning you would have been turning your 100 USD into 112,87 USD?
3. Q: Is it worth to take the "risk" of waiting till Hive is going up 20% (which seems a lot to me in a bear market) before putting it in the HBD account and earn 20% from it? I mean the time that you're waiting for Hive to go up 20% you aren't earning anything; if you put it into HBD inmediately and leave it there for a year, you'd have been earning a certain 12,87% (assuming that your costs were in percentages, otherwise more), which isn't bad at all in my opinion. IF...
4. Q: HBD always can be swapped back to USD (and is there a cost for this?)

Anyway a very interesting point you touched here; I wonder what @savvytester and @toofasteddie think about this and if they would as well like to give their opinionand answer on my 4 questions...
!PIZZA !CTP !BBH