All of the services you get are evidently important to you. But as you said, you just have to tailor them to your advantage.

I used to love to eat out a lot. But after spending on a plate of food and realizing the amount used(plus a little extra) can cook me a nice meal, I had to readjust a bit. Now I do mostly meal prepping, getting things in bulk and preparing just enough to last a week. In other cases, I outsource the service. My wallet is grateful now.