It's not a bug. It's actually saving you from losing lakhs and you don’t even know it. Because the government has just quietly launched FFRI, which is short for Financial Fraud Risk Indicator that's protecting your money in real-time without you even knowing about it.
Here's how it works. Every mobile number in India now gets a fraud risk score: medium, high, or very high based on data from cybercrime reports, banks, and even telecom companies and sometimes even us.
When you try to hand money to a number flagged as high risk, your UPI app deliberately delays the transaction and shows you a warning, the reason for this is because it provides you a brief time period where you may rethink your decision, if you want to proceed with your transaction or not.
And now major UPI platforms like PhonePe, GooglePay, and Paytm have already started integrating this which is an added layer of security for us.
