Fair points, thanks. I'm very imbalanced, but that's because I don't want to own stocks, and prefer not having overhead like real estate at this time. I've invested where my passion has evolved and remains, and am not sure I'd even feel happy by balancing into other asset classes at this point other than tacking on to precious metals. While most cryptos are lottery tickets I want no part of, some of the top blue chips feel like no brainers for the medium term, and bitcoin a no brainer for the long term -- which I can collateralize and support myself with without feeling bogged down by other assets that require more overhead and maintance.