Hey larryss, Sendy link is here: MTO stands for physical money transfer operators, who are non-bank financial providers who offer over the counter cash payments/remittances to destination countries.

The idea is to eliminate the need for MTOs to have bank accounts. Because banks keep closing MTO bank accounts due to de-risking there has to be a better way for MTOs to trade fiat for digital currency.

The 25% fee buyback ensures there will be constant buying pressure, although Bitspark has not decided if they are going to burn buyback tokens or keep them in reward pool. There won't be hyper-inflation

Hey, yes check out playlist of Sendy tutorials on Bitspark youtube channel @bitspark George and Maxine will be posting updates on transition from BTC to BTS soon. For your friend who is an MTO, have him