Concur. @steevc if you convert right now you will get about $1 of HIVE per HBD, but if you sell you will get about $1.20 worth of HIVE. As long as this persists you should sell instead of convert to avoid screwing yourself. Prices may change so this may be different later. Check the quoted USD price of HBD and if it is above $1, then sell instead of converting.