Lots of cute bums here! That second one looks like what we call a yellow jacket. They live in the ground, and are unpleasant young ladies! They can keep stinging until they are out of juice. I was stung once by her sister, and had trouble with that shoulder for several weeks! Since the kids were little, I cleaned them out.
You should get some honey bees, they are docile creatures that do us a lot of good. A hive is very complex, and fascinating to watch; plus the Honey is much better fresh. The Pollen is a strong supplement to reverse allergies, and chewing comb is great for to the teeth and gums. The propolis is a potent antibiotic too. Your gardens never had it so good on pollination.
The third one looks like a paper wasp, and they'll leave you alone if they can.
The last one is the most dangerous! I have heard that one of those can eat you alive....
Bee safe, LOL!
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RE: Cute Bums!