I mentioned an idiom to a friend the other day. I don't even recall who said it, but I repeat it to myself often.

Money Doesn’t Grow On Trees

For a lot of people, money is earned through employment, and it is not something that is easily acquired. Therefore, it should be spent with care.

Just like many, I toil for a monthly salary. And when I get paid for the month, I spend some of the money by exchanging it for real value!

Every month I exchange my U.S. Dollars, which is fiat currency, into silver and gold.

It is a mindset.

2022 China Silver Panda

Coin Highlights:

- Contains 30 grams (.9645 oz) of .999 fine Silver.

- Obverse: Depicts the Hall of Prayer for Abundant Harvests in the Temple of Heaven in Beijing encircled by the phrase "People's Republic of China".

- Reverse: Features two adorable panda cubs playing in the snow. One panda is lying on its belly and other on its back, both sliding down a slope of snow. Included is the special 40 privy mark featuring a panda.

- Sovereign coin, with a face value of 10 yuan, backed by the Chinese government.

Source: Apmex

China Silver Panda coins can sometimes be hard to get hold of, just as the real pandas are endangered animals. To ensure the authenticity of a silver or gold Panda, you have to buy China Silver Panda coins from authentic silver bullion coin dealers.

It is worthwhile to know that Pandas are minted by the Shenzhen-Guobao Mint or the Shenyang Mint and not just any “Chinese Mint”. Even so, the coins minted by these two mints have distinctive differences which can be noted on several designs.^{Source: SDBullion}

The Panda is one of the animals that is rare in the world, which may be a reason why the Chinese Silver Panda is a popular coin. The Silver Panda is shown each year to be involved in a different activity and in different locations as the design changes year to year.