What is swarm :

In one word, Swarm is a democracy. With SWARM,users easily deploy capital into real assets using the power of blockchain.
Swarm is a decentralized capital marketplace that brings investors and fund managers together, at a fraction of the cost. It lets smaller investors bundle their money and invest as a group to access high-return investments, while opening up an additional capital stack to fund managers that they’ve never had access to before in an affordable, manageable way.
In other words, Swarm democratizes access to high-return, institutional-style investments for smaller investors, while bringing the collective investment assets of the crowd – which could add up to trillions of dollars — to private equity and hedge fund managers, with much lower expenses than it would take to manage those accounts in the current financial industry.

So, what is Swarm, and what problem does it solve?

While there have been a lot of recent token offerings focused on specific asset classes, I haven’t seen the kind of automated market infrastructure, backed by a team that has years of experience on both the crypto and finance side of the equation, that Swarm makes possible.
Swarm’s key strength and differentiator is the 100 percent focus on using the blockchain to automate all the different processes that are related to any kind of investment, crypto or otherwise, at a fraction of the cost. It opens up what, to this point, has been a highly exclusive class of investments to a broader range of people, while ensuring that the security, and eye on regulation, are in place to allay the concerns of traditional investors who may be entering the realm of crypto investing for the first time.
Once it’s up and running, I think people will instantly recognize the answer for themselves.