**CION AV TPE** or **COTIS.TPE**

The term VMA in a bank statement
The term VMA in a bank statement is an abbreviation used by some banks to refer to an "Automatic Payment" or "Automatic Electronic Payment Transfer". This is an automated operation linked to payment flows, often related to payment terminals or electronic payments. In your case, although you are not the holder of the payment terminal, this entry may appear if you were involved in a transaction or if your account is linked to a contract or a direct debit.

When the entry VMA AV TPE 0755022293 R234 appears
When the entry VMA AV TPE 0755022293 R234 appears in the debit column, it means that an amount has been automatically debited from your account, probably by a payment service provider or a bank, in connection with a transaction or fees related to a payment terminal. Even if you don't have a POS terminal, it's possible your account was used to pay for a transaction or that an old contract is still active. The number 0755022293 is often the terminal or contract identifier, and R234 is an internal reference.

CION AV TPE or COTIS.TPE
Finally, if this entry appears regularly, accompanied by CION AV TPE or COTIS.TPE, it indicates that your account is still associated with fees or payment charges. It's essential to check with your bank whether a POS terminal contract is still active in your name or if a posting error has occurred. You can request a detailed statement of transactions and, if necessary, cancel the contract or dispute the charges.