Do you use Credit Cards ? Some people are scared of Credit Cards, but if you use it deliberately, you are going to gain from it. I have been using Credit cards from Citi Bank, and I must say, now they are providing irresistible offers. Here are some offers running right now :
You can see several offers on their site : https://www.online.citibank.co.in/special-offers/category/index.html?cat=New_Offers
Looks like Citi Bank is very aggressive in marketing their products in India. The good part is that, once you get one for yourself, you can refer your friends and earn upto Rs 9,999/- Cashback and Amazon Pay Gift Card worth 2,000. Same applies for me as well.
So if I refer you, then you get Rs 1000/- cashback as an activation offer, on minimum spends of 5,000 within 60 days of card issuance. Not bad, huh ? like a 20% discount. Here is how it works :
And here is how you can earn upto Rs 9,999/- Cashback and Amazon Pay Gift Card worth 2,000
I use standing instructions to pay the entire amount on due date , so I never fail to pay by due date. You need to be a little cautious here : All credit cards charge heavy penalty if you don't pay by due date. Of course you can do partial payments, but that still would incur some interests ( which is high).
If you think, you can use one deliberately , then do let me know. I can refer you, and we both benefit from it. And whatever rewards I will get, I will pass that as a reward in hive for some contest - trust me.
