I have just invested in Monyx , it looks really promising.
Exchange is opening 15th January and I think the price will be 12-13$. There is still some coins left from the ICO, you can find the url to the site here Monyx
These are some other lending platforms i belivie in and have invested in
DISCLAIMER: I am not a financial advisor nor am I giving financial advice. I am sharing my biased opinion based off speculation. You should not take my opinion as financial advice. You should always do your research before making any investment. You should also understand the risks of investing. This is all speculative based investing.