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This video shows how to set aside some money for gifting as well as growing your own investment savings. Also how to keep track of each month so you can see your progression.
When you have all this information together you can then know when bills are due and know that you have the money to pay them.
This budget was useful for me, with it, I can see how much money I REALLY need each month in order to survive. My initial realizations included how many hours (i'm a contractor) I need to work each month in order to pay my bills and grow my savings. Then I can put my thoughts and efforts on getting those hours so I can create long term wealth and set aside money to invest and share.