Thank you! Yeah, it is hard! Especially to endure that I won't be able to fix it, nor take away my wife & kids pain and worries and accepting that I am doing all that I can.

On the portfolio, cheers! Glad it inspired you a bit! I expect a slightly higher long term result from bonds vs money markets (while bonds can even increase a bit when stocks go south) but both are solid options (portfolio beta with my setup 0,67, with money markets 0,66). World vs S&P would increase it from 0,67 to 0,71 - still relatively defensive but way more concentrated. I feel world is very helpful with generating peace of mind!