My last post made me realize that the curation rate really matters. I don't know why, but when I have a big vote by SBI I get more following along, and that means that the SBI vote has even more value.
Red-tailed Hawk by Nitin Patel, on Flickr
So, for now, while I'm building up my bank, I'm going to go 100% HP on my posts, and every once in a while I will increase my SBI delegation to get those sweet bonus points.
When I'm at the point that I'm getting a decent daily vote, say 1SBD, I may switch back to 50/50 and start saving.