They said "MBA will change your life".
I believed it.
Borrowed ₦50,000 from my brother. Added my last savings. Paid for an "exclusive" business course online. Certificate included. "Guarantee of 6-figures in 90 days" they promised.
Day 1: 3 hours of YouTube videos I could find free.
Day 2: Copy-paste PDFs from Google.
Day 3: "Network with classmates" = WhatsApp group of 200 silent people.
Day 30: Certificate came. PDF. Misspelled my name.
I showed it to my brother who lent me the money. He just looked at me and said "So this is it?"
That was the moment I understood "not value for money".
Not because ₦50,000 is big money.
But because they sold me hope... and delivered shame.
The real cost wasn't the money.
The real cost was the hope I lost. The trust I broke with my brother. The 30 nights I stayed up thinking "this is my breakthrough".
Money you can earn back.
Time + hope? Never.
Now when I see "Guaranteed results" ads, I smile.
Because I paid ₦50,000 for the lesson:
If it sounds too good to be true, it's probably "not value for money".
Prompt: 31 May 2026, Freewriters Community Daily Writing Prompt Day 3120: not value for money
images are AI generated