The problem is there is no liquidity for HBD. You get fucked by the slippages if you want to buy 10k worth of HBD. HIVE>HBD conversion also fucks big movers, that is why there is no change in prices because most people taking advantage of the 20% APR are the people that have been already holding HBD.

New investment is not coming to HBD because there is no way to get into HBD.